Growth Strategies

$1B+

Helping businesses scale with proven solutions.

Years of Industry Expertise

20+

Decades of experience in business advisory.

Client Success Rate

95%

Most clients achieve measurable business growth.

Businesses Transformed

10,000+

Providing expert strategies for sustainable success.

Industry-Specific Solutions

50+

Customized strategies across multiple business sectors.

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About Us

Unlocking Your Business Potential

At Fundamental, we specialize in empowering businesses to thrive in a competitive world. With a wealth of experience and a deep understanding of industry trends, we provide tailored advisory services that drive growth, innovation, and efficiency. Our expert team works closely with clients to understand their unique challenges and opportunities, offering actionable insights and strategic solutions that foster long-term success.

Calculate My Eligibility
Custom Fixed Rates

Tailored Rates, Predictable Timelines

Flexibility at Its Best—pay when it works for you, not when you’re forced to.

Experience a new way of borrowing that puts you in control. With our flexible lending approach, you decide when to make payments based on what works best for you, rather than being tied to rigid deadlines. Say goodbye to financial stress and hello to a smarter, more adaptable way to manage your funds.

0.25%
Jan
0.50%
Feb
0.75%
Mar
0.90%
Apr
0.10%
May
0.45%
Jun
0.35%
Jul
0.85%
Aug
0.55%
Sep
0.65%
Oct
0.70%
Nov
0.15%
Dec

95%

Industries served

0

Hard credit pulls

24H+

Average funding time
Customer-Centered Lending

Your Trusted Partner in Lending

Get the funding your business needs—fast, flexible, and hassle-free.

Our tailored solutions ensure quick access to capital without impacting your credit. Focus on growing your business while we handle the rest.

  • No Collateral

    No collateral required—we evaluate your business based on its full potential.

  • Borrow up to

    We fund business from $10k all the way up to $5M.

Process

Secure Your Funding in 3 Simple Steps

Getting the funding you need has never been easier. Our streamlined process ensures a hassle-free experience—simply apply, get approved, and receive your funds quickly. No lengthy paperwork, no hidden fees—just a straightforward way to access the capital your business needs to grow.

01
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Application

  • No hard credit pulls.
  • 60s Online application.
  • SOC2 type || encrypted.
02
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Application

  • 100% Free.
  • 99% Ai underwriting.
  • Same-day approval.
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Application

  • Under 24H
  • No hidden fees.
  • Tailored for your needs.
What Works For You

Find the Perfect Fit for You

We understand that every individual has unique needs and preferences. That’s why we offer a range of flexible options tailored to fit your goals. Whether you're looking for the best plan, product, or service, you have the freedom to choose what works best for you. Explore your options and make the choice that aligns perfectly with your needs!

Line of credit

Access your funds anytime, as per your needs. No restrictions, just seamless withdrawals whenever required. Stay in control of your finances effortlessly.

Term loan

A Term Loan provides a lump sum of capital, repaid over a set period with fixed or variable rates. It’s perfect for long-term investments and predictable repayment.

Working capital

Working Capital is the cash available to manage daily operations and cover short-term expenses, ensuring smooth business functioning.

Cash advance

A Cash Advance provides quick funding based on future sales, with flexible repayment terms tied to daily or weekly revenue.

Working capital

Working Capital is the cash available to manage daily operations and cover short-term expenses, ensuring smooth business functioning.

Comparison

Customized Funding, Simplified with Fundamental

 
Other Lenders
Funding time
~24 hours
2-4 weeks
Credit impact
No effect, only a soft pull
Mandatory hard pull, instant lowered credit score
Loan securities
No collateral, and no personal guarantees
Collateral, personal guarantees, and co-signers
Options
30+ different funding options
Only MCA
Requirements
Business bank account, $10k/m+ in sales
650+ FICO, strong financials, collateral, lengthy history
Team
In-person feel, deep understanding of your business
Impersonal, just another file in the system.
Approval
60s to apply, purely online, same-day approval
1 week, endless phone calls

Trusted by 50+ top companies

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